Providing you with the knowledge and tools needed to succeed with Short Sales.
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Wendy Rulnick
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- Destin, FL
- United States
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Wendy Rulnick's Groups
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Trustmark Bank
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California Short Sale Su…
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Short Sale Etiquette
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Credit Scores
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Negotiation Strategies
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Wendy Rulnick's Discussions
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Profile Information
- First Name
- Wendy
- Last Name
- Rulnick
- State
- Florida
- City
- Destin, Sandestin, Santa Rosa Beach, Fort Walton Beach, Niceville, Navarre, Crestview, Rosemary Beach, Watercolor
- My Profile
- Wendy Rulnick, Broker/Owner of Rulnick Realty, Inc., specializes in Destin short sales and pre-foreclosures on the Emerald Coast of Florida: Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Dune Allen, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar, Crestview, Eglin AFB, Hurlburt Field. Her slogan is well known: "It's Wendy! It's Sold!" Wendy has helped many homeowners avoid foreclosure. See her website for help with Destin short sales.
Wendy has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine" as a short sale specialist. She is a prolific short sale blogger who writes about real estate and short sales. She and Bryant Tutas developed Short Sale Superstars to teach real estate agents how to do short sale transaction. Together they have produced an instructional webinar about short sale processing that is available on this website.
Call Wendy Rulnick at 850-650-7883 ext 204.
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618 Gap Creek Rd #8, Northbrook, Fort Walton Beach, Florida 32548- Short Sale
Fort Walton Beach Florida - Short Sale
618 Gap Creek Rd. Unit 8, Fort Walton Beach, FL 32548 View Map
Like to shop? This Fort Walton Beach short sale townhome is in a great location near Santa Rosa Mall, Lowe's, Sam's, Walmart and more! Nice floorplan with tiled kitchen open to living area. Breakfast bar, smooth cooktop. Fenced back yard to call your own. Roof replaced in 2005. This Gap Creek short sale townhome is in the Northbrook subdivision. It is convenient to Eglin Air Force Base and Hurlburt Field, as well as beach on Okaloosa Island. Call Wendy Rulnick, Rulnick Realty
for help with Fort Walton Beach short sales and more!
Details
"Ouch! My Aching Wrist!" How Blogging Can Be Hazardous to Your Health
Are you addicted to your computer? If you are not blogging, are you surfing the internet? Or are you updating your Facebook page, tweeting, sharing, emailing or texting? Do you read the news on your iPhone or Blackberry, and flip from app to app, too?
If you’re like me, your two hands are critical to what you do. All day. For hours at a time. Have you noticed the following symptoms getting more and more of your attention?
1. Do you wake up in the middle of the night because your hands or fingers are numb? Or even your whole arm?
2. In the morning, do your wrist hurts?
3. Does your coffee cup shake in your hand?
4. Is your penmanship starting to look like a doctor’s?
5. It is harder for you to open a jar without banging it with a spoon?
6. Do your fingers feel tight or swollen?
7. Does it hurt to type?
If so, you may be developing Carpal Tunnel Syndrome, where the median nerve in your hand may be pinched from swelling and cause your symptoms. I found that out when I spoke to my neurosurgeon's Nurse Melanie about a week ago. Carpal Tunnel Syndrome can be caused by repetitive motion, like typing on your keyboard all day. (It can also be caused by genetics, such as a narrow carpal tunnel). Right now, I can barly gt out the ltrs…..
What can you do before resorting to surgery? Here are some tips from the Mayo Clinic:
1. Try wearing a wrist splint during the day and at night
2. Switch to an ergonomic keyboard, mouse and desk arrangement
3. Take non-steroidal anti-inflammatory (NSAID) drugs like Advil
4. Get cortisone injections
5. Take breaks from constant typing (Yeah, I wish)
Your next step may be surgery to release the ligament pressing on the nerve. Nurse Melanie told me it is a 30-minute procedure with a two-week recovery where you cannot lift anything with the affected hand. The good news though- you can still type!
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.
Destin Short Sales & Pre Foreclosure Help.
Read Wendy's Destin Real Estate Blog
Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com
Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County- Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.
Destin Short Sale Approved in 60 days? A Bank of America short sale? Heck, yes!
What does a Bank of America Equator approval look like? Here is the happy email I got regarding a Destin short sale on Saturday:
What was the key to getting this short sale approved? Tenacity AND creativity. Bank of America's Equator system rejected this offer of around $165,000 as "insufficent" about five times. It was fair market value. In fact, it was a little over what other units in The Palms condo project in Destin Florida were selling for. Finally, we gave up and just entered $1,000,000 as the offer price. Amazingly, Equator let us continue the short sale process without rejecting the offer. (We corrected the price in the next "step".) Bank of America sent out an appraiser, and voila! It turns out the offer was "fair market" (just like I said). File approved.
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.
Destin Short Sales & Pre Foreclosure Help.
Read Wendy's Destin Real Estate Blog
Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com
Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County- Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.
Waterscape C204, Okaloosa Island, Fort Walton Beach FL - Short Sale- Waterfront Condo
Waterscape - Okaloosa Island Condo
1110 Santa Rosa Blvd, Waterscape C204, Fort Walton Beach , FL 32548 View Map
Yes, you could live here in this gorgeous Waterscape condo on the beach in Fort Walton Beach Florida! Spectacular short sale property on Okaloosa Island. Sand, sun, gulf and tanning await you. This unit is decorated with luxury in mind. 18" tile floors, kitchen with granite counters, undermount sink, stainless steel appliances. Flat screen televisions. Master bath is large with soaking tub, separate vanities. The bunk room is an added bonus. Walls of windows to the outside from this ground floor condominium. Waterscape has two pools, two hot tubs, waterfall and Lay-Z River. Impressive work-out center. Live in Waterscape on Okaloosa Island, your condo on the beach in Fort Walton Beach Florida! If you need help buying or selling a short sale on Okaloosa Island, contact me today.
Details
What does a Crestview Florida VA Compromise Sale Approval Look Like from Bank of America?
I just received an approval on a Crestview Florida short sale. Not just any short sale, but on a VA Compromise Sale. When a U.S. veteran has a VA guaranteed mortgage loan, and sells his home in a hardship situation for less than the mortgage balance, there will not be enough to pay back his VA entitlement. That is called a VA Compromise Sale or Offer in Compromise. In that case, when working with Bank of America, you won't see the dreaded "Deficiency" approval letter, where they "reserve the right to pursue a deficiency".
Here is the approval letter for a Bank of America VA Compromise sale:
If you need to do a VA Compromise sale or use the HAP program in Crestview, Niceville, Destin, Fort Walton Beach or Navarre, Florida, you should contact an experienced real estate agent. In fact, I am thinking of one right now :)
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.
Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204
Email Wendy: itswendy@rulnickrealty.com
Fort Walton Beach Florida Real Estate
Short Sales, HAP and Offers in Compromise - Pre Foreclosure Help.
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Wendy Rulnick's Blog
HAP Helps the Military Avoid Short Sale and Foreclosure
Are you an Eglin AFB or Hurlburt Field airman PCSing soon? If you own a home, have to sell, and owe more than your property is worth, there may be help available so you can avoid a foreclosure or even a short sale. The U.S. military Homeowne… Continue
Posted on January 20, 2010 at 9:00pm — 3 Comments
Aurora Loan Services Offer - Too Good To Be True?
Dear Customer:
Aurora Loan Services, as a servicer of your loan, has been authorized by the owner of your se… Continue
Posted on December 27, 2009 at 12:00pm — 7 Comments
What is All the Hullabaloo about HAFA and Short Sales?
As you may have heard on the news, the U.S. Treasury is trying to make short sales, well, shorter! Many homeowners and buyers have been plagued for waiting months for short sale approvals. Realtors are at their wits end. Lenders are overloaded with requests. Waiting five months for a short sale approval is becoming th
… ContinuePosted on December 10, 2009 at 7:00pm — 6 Comments
This is Loss Mitigation, How May I Help You?
Ring ring ring ring. Thank you for calling Short Sale. For priority service, please enter your 10-digit account number followed by the pound sign.
88302720572#
Please enter the last four digits of your social security number followed by the pound sign.
4306#
Posted on November 28, 2009 at 12:23pm —
"Day in the Life" of a Destin Short Sale Agent
Buyer agent emails me to say buyer is “walking” if no response from Niceville short sale lender this week.
Another buyer agent calls me to say buyer is “walking” by October 31 if no approval given on Destin short sale condo.
Another buyer agent calls and emails me three times asking when the approved Bank of America Santa Rosa Beach short sale can close.
Another buyer agent calls to a… Continue
Posted on October 28, 2009 at 4:27pm — 2 Comments
Comment Wall (9 comments)
- At 6:13pm on November 10, 2009,
Petra Norris said…
- Great looking site - easy to navigate! You guys rock - thanks a million!
- At 10:04am on November 9, 2009,
Kynse L. Agles said… - Thank you so much for the referral! I have spoken to the seller several times, we are waiting to hear from the lender regarding a deed in lieu of foreclosure. Since he will be 1099'd since the property is a lot we are working with AmTrust's loss/ mitigation dept. to find out if we can find a way around the deficiency judgement and or 1099. I will keep you updated! And Thanks so much for the referral, we will take any Lee County Short Sale referral!!!!
- At 11:56am on October 6, 2009,
Sandy Shores said… - Thanks Wendy for the warm welcome. I am looking forward to being here so that I stay abreast of the latest short sale information. Thanks for all your hard work!
- At 9:53am on September 8, 2009,
Bill Gassett said… - Thanks Wendy!
- At 5:27pm on August 28, 2009,
Ana Connell said… - Hi Wendy,
Thank you for the welcome!
- At 3:28pm on August 7, 2009,
Lupe Soto said… - HI, Wendy, welcome to Short Sale Stars. greetings from Burbank, CA. best. Lupe
- At 5:54pm on July 25, 2009,
Ginger Moore said… - Hi Wendy, Thank you for the warm welcome! Yes, I hope we will be in this together for a lifetime.. I want to learn all about short sales. I know I now have the 2 best teachers, yourself, and Bryant.. Have a Blessed day! ginger moore
- At 5:27pm on July 25, 2009,
Roland Woodworth, SFR said… - A big thank you to both for putting all this together..
- At 3:57pm on July 25, 2009,
Judy Chapman said… - Wendy, Many thanks to you and Bryant for making your inaugural SSB class lifetime members of Superstars. The way the market is going, we may well be at this for a lifetime!
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Forum
Bank Of America short sale expert needed -I have an approved short sale but issus with the type of release 1 Reply
Started by Al Goldin in Short Sale Discussions. Last reply by Bryant Tutas 11 hours ago.
Has anyone had issues with PMI? 1 Reply
Started by Travis Bryant in Short Sale Discussions. Last reply by Laura Marshall 1 day ago.
PNC Bank 1 Reply
Started by jim coddington in Short Sale Discussions. Last reply by Amy Cole Mar 10.
Obama Paying $1,500 to Homeowners who do a Short Sale
Started by Neil Leavitt-Kentucky Solutions in Short Sale Discussions Mar 8.
BOA as a server for Rural ECON (type of loan)
Started by Wanda martinez in Short Sale Discussions Mar 6.
FINALLY!!! We received SunTrust's Acceptance Letter! 1 Reply
Started by Rhonda Mial in Short Sale Discussions. Last reply by Bryant Tutas Mar 8.
Any short sale pros who have dealt with USAA Federal Savings Bank ? 7 Replies
Started by Al Goldin in Short Sale Discussions. Last reply by Amy 1 day ago.
Does bank approve before or after P&S is signed?? (in MA) 2 Replies
Started by Robyn Snyder in Short Sale Discussions. Last reply by Bryant Tutas Mar 8.
DID YOU KNOW THAT BOA GIVES AGENT RATINGS ? 4 Replies
Started by Gail Oleaga in Short Sale Discussions. Last reply by David Dee 1 day ago.
BoA countered on our offer..any info on counteroffers
Started by Jerry White in Short Sale Discussions Mar 3.
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