Providing you with the knowledge and tools needed to succeed with Short Sales.
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Cindy Greenya
- Winchester, VA
- United States
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Cindy Greenya's Groups
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Short Sale Etiquette
7 members
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Chase
173 members
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Equator
193 members
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Bank of America Short Sa…
368 members
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Help Me!
177 members
Cindy Greenya's Page
Latest Activity
Thanks Cindy for your great advice. I also have had great success with my short sale listings and the key is to communicate with everyone whenever needed! I set myself up to work my short sale listings on a weekly basis and send emails to all partie…
The Key to Success is Being Considerate to the Cooperating Broker! Here are some suggestions on what everyone should expect.
The Key to Success is Being Considerate to the Cooperating Broker! Here are some suggestions on what everyone should expect.
Sandra, I had a very similar situation with Chase and we offered a cash pay off rather than paying a promissory note. They paid an additional $2000.00 to the second mortgage in lieu of a promissory note and the short sale letter from the bank stated…
Good for you! I have a deal where the first approved 6% commission but the second mortgage (Chase) required a 4% commission... There was nothing that I could do because the first trust investor was private and Chase would not approve the release of…
That's right. Fannie and Freddie cannot reduce commission below 6%. But if you're working with a non-Fannie-Freddie first loan, it can lower commission. Again, seconds do not have a say. Just ignore whatever the second negotiator is telling you. He…
This is a low sales price of $172,000, so yes, it's over that 10% mark. This is a copy of the correspondence I sent to him last night. I don't mind calling him but I would prefer he communicates with me in writing. I'll be contacting my local congre…
What percent is $18,000 to the total liability. If it's more than 10%, they're whistling through their hat!
Thank you both for your suggestions. I e-mailed the second trust today. Just as an FYI, the second trust told me immediately after sending the authorization to release to them that they wanted a pay off in the amount of almost $18,000.00 Here is a c…
The second cannot reduce the commission, only the first can if the investor is not Fannie or Freddie. It's a ploy by the second to try to get the first to hand over the 2% to them. It won't work because the first will only give them a fixed dollar a…
Cindy, I suggest you find out what the objective is from the second (i.e., what are they trying to get out of this - how much are they trying to improve the offer to them by)?
Let them know the that GMAC is limiting how much they get to $xx or xx%.…
I have a short sale in progress. The first trust is GMAC, the second trust is Chase (being serviced by FASLO). The first trust is held by a private investor. FASLO wants to reduce the commission to 4%. The listing agreement is for 6%. Does anyo…
We just received a notice received a phone call with a hysterical seller Hitner, who received a notice of foreclosure on her property. We received a contract on September 14th and promptly submitted the offer and all documentation. We have consist…
The Key to Success is Being Considerate to the Cooperating Broker! Here are some suggestions on what everyone should expect.
Sherry, I'm so excited that you enjoyed this information. Finding a great mitigator will help you increase your productivity and will also make you look like a professional. The negotiator that I use is EXCELLENT at communication and responds to all…
Profile Information
- First Name
- Cindy
- Last Name
- Greenya
- State
- VA
- City
- Winchester
- My Profile
- Cindy Greenya has been buying, selling, and managing Real Estate since 1996. She started her career in property management and moved up the ranks to Director of a national property management firm. She became a licensed agent in 2000 as a part time agent and took the leap of faith in 2007 to maker her love, her full time ambition.
Cindy prides herself in taking an ethical, common sense approach to real estate. As a Listing and Home Buyer Specialist, no task is too daunting! Short sales and financially challenged buyers and sellers are welcome. Together with you, she will devise a strategic plan of attack!
As a member of the Multi Million Dollar Sales Club, her experience is evident. She has earned the prestigious Accredited Buyer Representative and Assisted Housing Manager Desingations. She is a member of the Northern Virginia, Dulles, and Blue Ridge Association of Realtors. These affiliations give her expanded access across the Shenandoah Valley and Loudoun.
Born in Okinowa, Japan her early years were spent abroad where her father served in the United States Army. Eventually, her family settled stateside in Burke, Virginia. Cindy and her husband Bob purchased their first home in Loudoun and made their finally settled into Winchester in 2003. In her spare time she enjoys playing the piano, bunko with the girls, and Facebook. Bob and Cindy enjoy life together with their 3 beautiful girls Samantha, Alexandra, and Lilly (the dog).
As a proud citizen of the United States, she feels that it is her civic duty to give back to the community. She enjoys volunteering and financially Supporting CCAP, ABBA, Mountain View Christian Academy, and Fellowship Bible Church. Her mission statement is as follows:
"To shepherd you with integrity of heart; with skillful hands I will lead you."
If you or someone you know is looking for a Realtor who can save you thousands while making you millions Contact Cindy Greenya!
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- I agree
Comment Wall (2 comments)
- At 7:43am on January 19, 2010,
Linda Baron said… - Keeping the buyer engaged in a short sale starts long before the offer is written with education regarding the process and the length of time that it takes to actually closes. When the excitement of acceptance of the offer wains your job begins ...re-educate the buyer and be persistant with follow-up to the listing agent.
- At 5:48pm on January 18, 2010,
Linda Baron said…
- Cindy ...I feel your pain!
Most of my work is with buyers and I have often lost confidence with the experience and persistance of the listing agent. The real problem is that you can't really know how they are handling the offer. I know that you know what you would do ...perhaps with the same results? I've just gotten an approval after 6 mo. on one deal and another at 4 mo. ...is this a way to judge the listing agent? I think not. I find that lack of communication and documentation of actions taken are the hardest issues to overcome over a long timeframe. And then you close and it starts all over again. Be persistant, take a deep breath and don't forget to hold the buyers hand.
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